Want to make extra cash right from your smartphone? Whether you’re looking to earn a few dollars in your free time or build up a side income, money-making apps offer an easy way to get started.
From cashback on shopping to freelancing gigs and selling your unused stuff, these apps are designed to help you earn — even as a beginner. Below, we break down nine of the best free apps (all highly rated on iOS and Google Play) that can help you boost your income.
1. Ibotta
How it works:
Ibotta gives you cashback when you shop at over 2,000 supported retailers, both in-store and online. It started with groceries but now covers clothing, entertainment, pet supplies, dining, and more.
- Add offers in the app and upload your receipt after shopping (you have 7 days).
- Link store loyalty accounts.
- Buy retailer gift cards through Ibotta.
Payment: PayPal, digital gift card, or bank transfer.
Benefits:
- Fast cashback (usually within 24 hours).
- Welcome bonuses and referral rewards.
- Flexible payout options.
Drawbacks:
- Must accumulate at least $20 before cashing out.
- Cashback timelines vary by retailer.
- Inactive accounts (no activity for 180+ days) face maintenance fees.
Download Ibotta (Android, iOS)
2. Rakuten
How it works:
Rakuten (formerly Ebates) gives you cashback when shopping with thousands of partner brands, including online retailers, restaurants, travel, and gift cards. Start by tapping the store inside the app before you shop or linking a credit/debit card for in-store purchases.
Payment: PayPal or check (“Big Fat Check”).
Benefits:
- Wide range of partner stores.
- Welcome and referral bonuses.
- Option to donate cashback to nonprofits.
Drawbacks:
- Requires upfront spending.
- Payouts are issued only every 3 months.
- You must activate deals inside the app; purchases made outside won’t count.
Download Rakuten (Android, iOS)
3. Swagbucks
How it works:
Swagbucks rewards you with points (“SB”) for tasks like shopping, taking surveys, watching videos, or playing games. Points can be redeemed for gift cards, PayPal cash, or even Bitcoin (via Cryptovoucher).
Payment: Gift cards, prepaid Visa, PayPal, or Bitcoin.
Benefits:
- Many earning methods.
- Payments processed within 10 business days.
- $10 bonus after a qualifying $25 purchase.
Drawbacks:
- Low per-task payouts (often just pennies).
- Not all surveys are accessible, and you may get disqualified mid-survey.
Download Swagbucks (Android, iOS)
